Cities with highest housing loan interest rates in China 2020

Published by

Aug 30, 2024

As of mid-November 2020, the average interest rate for a personal housing loan in Chengdu was 5.93 percent which was the highest interest rate in the country. Compared to that, the lowest interest rate was in Shanghai with 4.69 percent. On a national average, the interest rate was 5.24 percent for purchasing a first house and 5.54 for purchasing a second one.

Cities with the highest average interest rates for personal housing loans in China as of November 18, 2020

Characteristic	Average interest rates
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Release date

November 2020

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Region

China

Survey time period

October 20 to November 18, 2020

Special properties

the ranking is based on data from 675 banks in 41 major cities

Supplementary notes

The average interest rate refers to the rate for the purchase of the first house. For the purchase of a second house the average interest rate is slightly higher.

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