As of mid-November 2020, the average interest rate for a personal housing loan in Shanghai was 4.69 percent which was the lowest rate in the country. Compared to that, the highest interest rate was in Chengdu with 5.93 percent. On a national average, the interest rate was 5.24 percent for purchasing a first house and 5.54 for purchasing a second one.
Cities with the lowest average interest rates for personal housing loans in China as of November 18, 2020
the ranking is based on data from 675 banks in 41 major cities
Supplementary notes
The average interest rate refers to the rate for the purchase of the first house. For the purchase of a second house the average interest rate is slightly higher.
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Sohu. (November 18, 2020). Cities with the lowest average interest rates for personal housing loans in China as of November 18, 2020 [Graph]. In Statista. Retrieved November 12, 2024, from https://www.statista.com/statistics/1218234/china-cities-with-lowest-housing-loan-interest-rates/
Sohu. "Cities with the lowest average interest rates for personal housing loans in China as of November 18, 2020." Chart. November 18, 2020. Statista. Accessed November 12, 2024. https://www.statista.com/statistics/1218234/china-cities-with-lowest-housing-loan-interest-rates/
Sohu. (2020). Cities with the lowest average interest rates for personal housing loans in China as of November 18, 2020. Statista. Statista Inc.. Accessed: November 12, 2024. https://www.statista.com/statistics/1218234/china-cities-with-lowest-housing-loan-interest-rates/
Sohu. "Cities with The Lowest Average Interest Rates for Personal Housing Loans in China as of November 18, 2020." Statista, Statista Inc., 18 Nov 2020, https://www.statista.com/statistics/1218234/china-cities-with-lowest-housing-loan-interest-rates/
Sohu, Cities with the lowest average interest rates for personal housing loans in China as of November 18, 2020 Statista, https://www.statista.com/statistics/1218234/china-cities-with-lowest-housing-loan-interest-rates/ (last visited November 12, 2024)
Cities with the lowest average interest rates for personal housing loans in China as of November 18, 2020 [Graph], Sohu, November 18, 2020. [Online]. Available: https://www.statista.com/statistics/1218234/china-cities-with-lowest-housing-loan-interest-rates/
