Cities with lowest housing loan interest rates in China 2020
As of mid-November 2020, the average interest rate for a personal housing loan in Shanghai was 4.69 percent which was the lowest rate in the country. Compared to that, the highest interest rate was in Chengdu with 5.93 percent. On a national average, the interest rate was 5.24 percent for purchasing a first house and 5.54 for purchasing a second one.