As of the first quarter of 2023, the average LTV ratio in Canada was 58.6 percent. The loan-to-value (LTV) ratio is a key metric that measures the size of the mortgage loan compared to the value of the asset purchased. Generally, higher loan-to-value ratios are associated with higher risk.
Average mortgage loan-to-value (LTV) ratio for lending to individuals in Canada from 2nd quarter 2019 to 1st quarter 2023
Characteristic
Loan-to-value ratio (LTV)
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Canada Mortgage and Housing Corporation. (November 9, 2023). Average mortgage loan-to-value (LTV) ratio for lending to individuals in Canada from 2nd quarter 2019 to 1st quarter 2023 [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/1203156/mortgage-lending-to-individuals-loan-to-value-ltv-ratio-canada/
Canada Mortgage and Housing Corporation. "Average mortgage loan-to-value (LTV) ratio for lending to individuals in Canada from 2nd quarter 2019 to 1st quarter 2023." Chart. November 9, 2023. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/1203156/mortgage-lending-to-individuals-loan-to-value-ltv-ratio-canada/
Canada Mortgage and Housing Corporation. (2023). Average mortgage loan-to-value (LTV) ratio for lending to individuals in Canada from 2nd quarter 2019 to 1st quarter 2023. Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/1203156/mortgage-lending-to-individuals-loan-to-value-ltv-ratio-canada/
Canada Mortgage and Housing Corporation. "Average Mortgage Loan-to-value (Ltv) Ratio for Lending to Individuals in Canada from 2nd Quarter 2019 to 1st Quarter 2023." Statista, Statista Inc., 9 Nov 2023, https://www.statista.com/statistics/1203156/mortgage-lending-to-individuals-loan-to-value-ltv-ratio-canada/
Canada Mortgage and Housing Corporation, Average mortgage loan-to-value (LTV) ratio for lending to individuals in Canada from 2nd quarter 2019 to 1st quarter 2023 Statista, https://www.statista.com/statistics/1203156/mortgage-lending-to-individuals-loan-to-value-ltv-ratio-canada/ (last visited July 22, 2024)
Average mortgage loan-to-value (LTV) ratio for lending to individuals in Canada from 2nd quarter 2019 to 1st quarter 2023 [Graph], Canada Mortgage and Housing Corporation, November 9, 2023. [Online]. Available: https://www.statista.com/statistics/1203156/mortgage-lending-to-individuals-loan-to-value-ltv-ratio-canada/