Average loan-to-value ratio for housing loans Canada 2019-2023, per quarter

Published by Statista Research Department, Jan 29, 2024

As of the first quarter of 2023, the average LTV ratio in Canada was 58.6 percent. The loan-to-value (LTV) ratio is a key metric that measures the size of the mortgage loan compared to the value of the asset purchased. Generally, higher loan-to-value ratios are associated with higher risk.

Average mortgage loan-to-value (LTV) ratio for lending to individuals in Canada from 2nd quarter 2019 to 1st quarter 2023

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Release date

November 2023

Region

Canada

Survey time period

Q2 2019 to Q1 2023

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