Credit card owners in Ghana 2018-2024

Published by
Doris Dokua Sasu,
Jun 28, 2024

As of January 2024, 0.9 percent of the population aged 15 years or older owned at least one credit card in Ghana. This was a steep decrease compared to 2022 and was the lowest share within the period observed. This coincides with a downward trend in the share of people who have an account with a financial institution.

Share of population with a credit card in Ghana from 2018 to 2024

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Release date

February 2024

Region

Ghana

Survey time period

2018 to 2024

Age group

15 years and older

Supplementary notes

Data as of January of each year. 
Figures were retrieved from several publications.

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Overview

7

Cash

5

Banking

7

Card payments

5

Mobile payments

7

Point of Sale (POS)

3

E-money

5

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