Financial product or service ownership in Ghana 2023

Published by
Doris Dokua Sasu,
Feb 26, 2024

As of 2023, about 39.2 percent of the Ghanaian population aged 15 years and older reported having an account with a financial institution, while 59.7 percent reported using a mobile money account. For the population which transferred money online, the share was higher, at 51 percent. Comparatively, the percentage of individuals owning a credit card was much lower at 0.9 percent.

Share of population reporting to own or use the following financial products or services in Ghana in 2023

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Release date

February 2024

Region

Ghana

Survey time period

January 2024

Age group

15 years and older

Supplementary notes

* Figure does not include people who use Over-the-Top mobile payment services.

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Statistics on " Payment methods in Ghana "

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Other statistics that may interest you Payment methods in Ghana

Overview

7

Cash

5

Banking

7

Card payments

5

Mobile payments

7

Point of Sale (POS)

3

E-money

5

Further related statistics

11

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Topics

Banking industry in GhanaPayment methods in NigeriaKey economic indicators of GhanaBanking industry in NigeriaSocial media in Ghana
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