In the context of the anti-fraud policy conducted by the French health insurance system, the savings made under the National Health Insurance Expenditure Target (ONDAM), a tool designed to control health insurance expenditure, amounted to 242.4 million euros in 2018. Most of these savings (almost 85 million euros) were achieved by strengthening the monitoring of healthcare professionals, providers and suppliers.
Anti-fraud strategy of the ONDAM
The value of these savings illustrates the mobilization of the National Objective of Health Insurance Expenditure against fraud. In order to ensure a more effective control over the different players and services that may raise suspicions of fraudulent activities, the actions taken by ONDAM are organized around five main areas. The first one of these areas concerns health professionals, providers and suppliers and targets irregularities in terms of activity, invoicing and services. The second aims to ensure that controls over public and private health institutions, as well as controls over double invoicing and community care services in medico-social institutions, are pursued. The next area, which concerns beneficiaries and employers, focuses on monitoring cash benefits, while the fourth covers basic rights and complementary health care. Moreover, according to the Health Insurance Expenses and Revenues report published in 2020, experiments on new data exploitation methods (datamining and big data technologies) are currently being conducted. Therefore, the fifth strategic axis focuses on these new methods to identify potential frauds.
The development of InsurTech
The implementation of this strategy by the ONDAM takes place in a more global context of insurance technology market expansion. Indeed, fraud has a high cost for insurance companies, and research suggests that the use of Artificial Intelligence and Data Science, as well as the introduction of new Big Data management solutions, could be an effective way to improve the detection of suspicious cases.
Breakdown of savings achieved under the French National Objective of Healthcare expenditures (Ondam) in the fight against fraud in 2018, by theme
(in million euros)
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Ameli. (July 1, 2019). Breakdown of savings achieved under the French National Objective of Healthcare expenditures (Ondam) in the fight against fraud in 2018, by theme (in million euros) [Graph]. In Statista. Retrieved December 22, 2024, from https://www.statista.com/statistics/1154531/savings-under-ondam-fight-against-fraud-france/
Ameli. "Breakdown of savings achieved under the French National Objective of Healthcare expenditures (Ondam) in the fight against fraud in 2018, by theme (in million euros)." Chart. July 1, 2019. Statista. Accessed December 22, 2024. https://www.statista.com/statistics/1154531/savings-under-ondam-fight-against-fraud-france/
Ameli. (2019). Breakdown of savings achieved under the French National Objective of Healthcare expenditures (Ondam) in the fight against fraud in 2018, by theme (in million euros). Statista. Statista Inc.. Accessed: December 22, 2024. https://www.statista.com/statistics/1154531/savings-under-ondam-fight-against-fraud-france/
Ameli. "Breakdown of Savings Achieved under The French National Objective of Healthcare Expenditures (Ondam) in The Fight against Fraud in 2018, by Theme (in Million Euros)." Statista, Statista Inc., 1 Jul 2019, https://www.statista.com/statistics/1154531/savings-under-ondam-fight-against-fraud-france/
Ameli, Breakdown of savings achieved under the French National Objective of Healthcare expenditures (Ondam) in the fight against fraud in 2018, by theme (in million euros) Statista, https://www.statista.com/statistics/1154531/savings-under-ondam-fight-against-fraud-france/ (last visited December 22, 2024)
Breakdown of savings achieved under the French National Objective of Healthcare expenditures (Ondam) in the fight against fraud in 2018, by theme (in million euros) [Graph], Ameli, July 1, 2019. [Online]. Available: https://www.statista.com/statistics/1154531/savings-under-ondam-fight-against-fraud-france/