After falling several years in a row, the non-performing loans (NPL) ratio in the euro area and other EU countries under the single supervisory mechanism increased slightly in 2023 and 2024. In the wake of the financial crisis, non-performing loans (NPLs) became a major concern policymakers, financial supervisors as well as market participants across the European Union. Non-performing loans are those that are in default, or are close to being in default. Many standard contract terms specify that loans become non-performing after being in default for 90 days, but this can vary. As of 2024, Poland was one of the countries with the highest NPL ratio in Europe.
Non-performing loans and advances (NPL) as a share of gross loans in the euro area from 2nd quarter 2015 to 2nd quarter 2024
Figures refer to the EU countries participating in the Single Supervisory Mechanism (SSM), a changing composition that includes all countries in the euro area, and a few other EU countries such as Bulgaria.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
ECB. (September 1, 2024). Non-performing loans and advances (NPL) as a share of gross loans in the euro area from 2nd quarter 2015 to 2nd quarter 2024 [Graph]. In Statista. Retrieved November 21, 2024, from https://www.statista.com/statistics/1122984/non-performing-bank-loans-in-europe/
ECB. "Non-performing loans and advances (NPL) as a share of gross loans in the euro area from 2nd quarter 2015 to 2nd quarter 2024." Chart. September 1, 2024. Statista. Accessed November 21, 2024. https://www.statista.com/statistics/1122984/non-performing-bank-loans-in-europe/
ECB. (2024). Non-performing loans and advances (NPL) as a share of gross loans in the euro area from 2nd quarter 2015 to 2nd quarter 2024. Statista. Statista Inc.. Accessed: November 21, 2024. https://www.statista.com/statistics/1122984/non-performing-bank-loans-in-europe/
ECB. "Non-performing Loans and Advances (Npl) as a Share of Gross Loans in The Euro Area from 2nd Quarter 2015 to 2nd Quarter 2024." Statista, Statista Inc., 1 Sep 2024, https://www.statista.com/statistics/1122984/non-performing-bank-loans-in-europe/
ECB, Non-performing loans and advances (NPL) as a share of gross loans in the euro area from 2nd quarter 2015 to 2nd quarter 2024 Statista, https://www.statista.com/statistics/1122984/non-performing-bank-loans-in-europe/ (last visited November 21, 2024)
Non-performing loans and advances (NPL) as a share of gross loans in the euro area from 2nd quarter 2015 to 2nd quarter 2024 [Graph], ECB, September 1, 2024. [Online]. Available: https://www.statista.com/statistics/1122984/non-performing-bank-loans-in-europe/
