Business mortgages, or buy-to-let (BTL) mortgages, are a loan sold to property investors, rather than to people who want to purchase a home to live in. As of the second quarter of 2022, the loan-to-value (LTV) ratio of rental properties in the United Kingdom was between 62 percent and 68 percent, depending on the property type. Flats had the highest LTV ratio at 68 percent, meaning that the amount of the loan for the purchase of a rental flat amounted to 68 percent of the property value. In the same period, flats had the second-lowest average loan size from all property types.
Average loan to value (LTV) ratio of buy-to-let properties in the United Kingdom (UK) in 2nd quarter 2022, by property type
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Average loan to value (LTV) ratio of buy-to-let properties in the United Kingdom (UK) in 2nd quarter 2022, by property type
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Mortgages for Business. (October 5, 2022). Average loan to value (LTV) ratio of buy-to-let properties in the United Kingdom (UK) in 2nd quarter 2022, by property type [Graph]. In Statista. Retrieved March 14, 2025, from https://www.statista.com/statistics/1121153/buy-to-let-mortgage-loan-to-value-united-kingdom-by-property-type/
Mortgages for Business. "Average loan to value (LTV) ratio of buy-to-let properties in the United Kingdom (UK) in 2nd quarter 2022, by property type." Chart. October 5, 2022. Statista. Accessed March 14, 2025. https://www.statista.com/statistics/1121153/buy-to-let-mortgage-loan-to-value-united-kingdom-by-property-type/
Mortgages for Business. (2022). Average loan to value (LTV) ratio of buy-to-let properties in the United Kingdom (UK) in 2nd quarter 2022, by property type. Statista. Statista Inc.. Accessed: March 14, 2025. https://www.statista.com/statistics/1121153/buy-to-let-mortgage-loan-to-value-united-kingdom-by-property-type/
Mortgages for Business. "Average Loan to Value (Ltv) Ratio of Buy-to-let Properties in The United Kingdom (Uk) in 2nd Quarter 2022, by Property Type." Statista, Statista Inc., 5 Oct 2022, https://www.statista.com/statistics/1121153/buy-to-let-mortgage-loan-to-value-united-kingdom-by-property-type/
Mortgages for Business, Average loan to value (LTV) ratio of buy-to-let properties in the United Kingdom (UK) in 2nd quarter 2022, by property type Statista, https://www.statista.com/statistics/1121153/buy-to-let-mortgage-loan-to-value-united-kingdom-by-property-type/ (last visited March 14, 2025)
Average loan to value (LTV) ratio of buy-to-let properties in the United Kingdom (UK) in 2nd quarter 2022, by property type [Graph], Mortgages for Business, October 5, 2022. [Online]. Available: https://www.statista.com/statistics/1121153/buy-to-let-mortgage-loan-to-value-united-kingdom-by-property-type/
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