Business mortgages, or buy-to-let (BTL) mortgages, are a loan sold to property investors, rather than to people who want to purchase a home to live in. While flat, or fixed fees, are usually applied to vanilla products (standard BTL transactions of normal two to three bedroom houses or one to two bedroom flats), percentage-based lending is focused on landlords with non-standard properties and more complex borrowing needs. As of the fourth quarter of 2019, the average flat rate fee was 1,460 British pounds. More than one third of mortgage products had a flat rate fee.
Average flat fee on buy-to-let mortgages in the United Kingdom (UK) from 2018 to 2019
(in British pounds)
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Mortgages for Business. (February 18, 2020). Average flat fee on buy-to-let mortgages in the United Kingdom (UK) from 2018 to 2019 (in British pounds) [Graph]. In Statista. Retrieved December 23, 2024, from https://www.statista.com/statistics/1121126/buy-to-let-mortgages-united-kingdom-by-lender-arrangement-fees/
Mortgages for Business. "Average flat fee on buy-to-let mortgages in the United Kingdom (UK) from 2018 to 2019 (in British pounds)." Chart. February 18, 2020. Statista. Accessed December 23, 2024. https://www.statista.com/statistics/1121126/buy-to-let-mortgages-united-kingdom-by-lender-arrangement-fees/
Mortgages for Business. (2020). Average flat fee on buy-to-let mortgages in the United Kingdom (UK) from 2018 to 2019 (in British pounds). Statista. Statista Inc.. Accessed: December 23, 2024. https://www.statista.com/statistics/1121126/buy-to-let-mortgages-united-kingdom-by-lender-arrangement-fees/
Mortgages for Business. "Average Flat Fee on Buy-to-let Mortgages in The United Kingdom (Uk) from 2018 to 2019 (in British Pounds)." Statista, Statista Inc., 18 Feb 2020, https://www.statista.com/statistics/1121126/buy-to-let-mortgages-united-kingdom-by-lender-arrangement-fees/
Mortgages for Business, Average flat fee on buy-to-let mortgages in the United Kingdom (UK) from 2018 to 2019 (in British pounds) Statista, https://www.statista.com/statistics/1121126/buy-to-let-mortgages-united-kingdom-by-lender-arrangement-fees/ (last visited December 23, 2024)
Average flat fee on buy-to-let mortgages in the United Kingdom (UK) from 2018 to 2019 (in British pounds) [Graph], Mortgages for Business, February 18, 2020. [Online]. Available: https://www.statista.com/statistics/1121126/buy-to-let-mortgages-united-kingdom-by-lender-arrangement-fees/
