Business mortgages, or buy-to-let (BTL) mortgages, are a loan sold to property investors, rather than to people who want to purchase a home to live in. While flat, or fixed fees, are usually applied to vanilla products (standard BTL transactions of normal two to three bedroom houses or one to two bedroom flats), percentage-based lending is focused on landlords with non-standard properties and more complex borrowing needs. As of the fourth quarter of 2019, 42 percent of BTL mortgage products were percentage based.
Distribution of buy-to-let products in the United Kingdom (UK) as of 4th quarter 2019, by lender arrangement fees
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Mortgages for Business. (February 18, 2020). Distribution of buy-to-let products in the United Kingdom (UK) as of 4th quarter 2019, by lender arrangement fees [Graph]. In Statista. Retrieved December 23, 2024, from https://www.statista.com/statistics/1121118/buy-to-let-mortgages-by-lender-arrangement-fees-united-kingdom/
Mortgages for Business. "Distribution of buy-to-let products in the United Kingdom (UK) as of 4th quarter 2019, by lender arrangement fees." Chart. February 18, 2020. Statista. Accessed December 23, 2024. https://www.statista.com/statistics/1121118/buy-to-let-mortgages-by-lender-arrangement-fees-united-kingdom/
Mortgages for Business. (2020). Distribution of buy-to-let products in the United Kingdom (UK) as of 4th quarter 2019, by lender arrangement fees. Statista. Statista Inc.. Accessed: December 23, 2024. https://www.statista.com/statistics/1121118/buy-to-let-mortgages-by-lender-arrangement-fees-united-kingdom/
Mortgages for Business. "Distribution of Buy-to-let Products in The United Kingdom (Uk) as of 4th Quarter 2019, by Lender Arrangement Fees." Statista, Statista Inc., 18 Feb 2020, https://www.statista.com/statistics/1121118/buy-to-let-mortgages-by-lender-arrangement-fees-united-kingdom/
Mortgages for Business, Distribution of buy-to-let products in the United Kingdom (UK) as of 4th quarter 2019, by lender arrangement fees Statista, https://www.statista.com/statistics/1121118/buy-to-let-mortgages-by-lender-arrangement-fees-united-kingdom/ (last visited December 23, 2024)
Distribution of buy-to-let products in the United Kingdom (UK) as of 4th quarter 2019, by lender arrangement fees [Graph], Mortgages for Business, February 18, 2020. [Online]. Available: https://www.statista.com/statistics/1121118/buy-to-let-mortgages-by-lender-arrangement-fees-united-kingdom/
