Mortgage down payment for home purchase in the U.S. 2012-2023
Since 2012, the median down payment for a home purchase in the United States has more than doubled. In December 2023, homebuyers who took out a mortgage to finance their purchase had to save up approximately 25,526 U.S. dollars for a down payment. This roughly 10,000 U.S. dollars above the median down payment just four years ago in 2019. This was a result of the rapid house price growth observed in recent years.