Motor insurance claims paid on the Italian market 2011-2019, by category

The total value of motor claims paid on the insurance market in Italy decreased overall from 2011 to 2019. In particular, the motor and marine liability insurance claims declined by nearly one third throughout the period considered, reaching 10 billion euros in 2019. On the other hand, land vehicle insurance claims paid amounted to two billion euros.

The motor insurance segment in Italy is divided into two categories: motor liability (in Italian responsabilita' civile auto), and land vehicle (in Italian corpi veicoli terrestri). Motor liability insurance provides protection for damages caused while driving in case of accidents and covers injuries or damages to third parties and their property. On the other hand, land vehicle insurance is not mandatory and provides a coverage in case of theft, fire, and damage to own vehicle.