Mobile banking in Poland vs. in the United States 2019
The number of people using mobile banking was higher in the United States than in Poland in 2019. The share of contactless mobile payment users in the total number of smartphone owners is also higher in the United States than in Poland - over 25 percent compared to 10 percent in Poland. However, Polish customers more often use smartwatches for payment purposes. Poland also has an advantage in terms of the high penetration of contactless terminals in the payment network.