Level of cash use in Norway 2008-2019

Share of cash in total payment transactions in Norway from 2008 to 2019

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Release date

October 2020

Region

Norway

Survey time period

2008 to 2019

Supplementary notes

No data is available that covers the exact volume of transactions conducted with cash money. In order to make a credible estimation, this calculation looked at the following indicators:

  • Value of ATM cash withdrawals (either with cards issued by resident PSPs at any terminal, provided by either a resident or non-resident PSP, or with cards issued by non-resident PSPs at terminals provided by resident PSPs;
  • Value of OTC or over-the-counter cash withdrawals;
  • Value of card payments, issued by resident PSPs;
  • Value of e-money payment transactions, issued by resident PSPs.

To summarize, this methodology tries to put cash withdrawals, either at an ATM or OTC, in perspective of all payment transactions (withdrawals + card payment+ e-money transactions) within a country. Numbers on checks, ACH or instant payments have not been used.

Note that numbers on OTC withdrawals and e-money are not always readily available for all years. In the case of Norway, numbers for e-money were included in card payments whereas OTC withdrawals were named "cash back" by the source.

The values used in the calculations for Norway were in Norwegian krone.

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