Credit cards and debit cards per capita in Finland 2000-2023

The number of credit cards per capita in Finland was up from roughly 0.38 in 2014 to 0.89 per person in 2023. On the other hand, debit cards were found more often in the country, as the number per capita of these cards reached 1.92 in 2023. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not directly indicate it gets used frequently, as there are large differences within Europe when it comes to the use of certain payment methods.