Credit cards and debit cards per capita in Estonia 2000-2023
Credit cards per capita in Estonia decreased to reach a value of around 0.26 cards per person in 2023. On the other hand, debit cards were found more often in the country, as debit card penetration reached 1.48 that year. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not directly indicate it gets used frequently, as there are large differences within Europe when it comes to the use of certain payment methods.