Credit card figures in Estonia reached below 300,000 in 2023, a slight decrease from previous years. They made up roughly 15 percent of payment cards. Conversely, debit cards were found more often in the country, as there were 1.69 million of these cards in 2023. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately signal that it gets used frequently, as there are large differences within Europe when it comes to the use of certain payment methods.
Total number of credit cards and debit cards in circulation in Estonia from 2000 to 2023
Characteristic
Credit cards
Debit cards
2023
297,292
1,694,357
2022
293,606
1,657,130
2021
299,896
1,595,975
2020
0
1,558,792
2019
0
1,549,099
2018
0
1,543,258
2017
338,349
1,518,447
2016
339,241
1,496,661
2015
337,661
1,491,689
2014
343,827
1,470,612
2013
347,944
1,442,843
2012
355,630
1,431,704
2011
369,355
1,408,707
Created with Highcharts 7.2.2Card countCredit cardsDebit cards200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0500,0001,000,0001,500,0002,000,000
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Figures were first released in November 2023, and have about a year delay due to calculations
Supplementary notes
Until November 2023, all figures on credit cards and debit cards from the European Central Bank were estimates based on certain criteria. Typically, it meant the figures were about "cards with a credit function" or "card with a debit function". From 2023 onwards, the ECB started reporting figures specifically covering "credit cards" and "debit cards". That said, numbers can differ between the years as domestic definitions and recording methods changed.
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Statista, & ECB. (July 25, 2024). Total number of credit cards and debit cards in circulation in Estonia from 2000 to 2023 [Graph]. In Statista. Retrieved February 22, 2025, from https://www.statista.com/statistics/1096792/credit-card-and-debit-card-number-in-estonia/
Statista, und ECB. "Total number of credit cards and debit cards in circulation in Estonia from 2000 to 2023." Chart. July 25, 2024. Statista. Accessed February 22, 2025. https://www.statista.com/statistics/1096792/credit-card-and-debit-card-number-in-estonia/
Statista, ECB. (2024). Total number of credit cards and debit cards in circulation in Estonia from 2000 to 2023. Statista. Statista Inc.. Accessed: February 22, 2025. https://www.statista.com/statistics/1096792/credit-card-and-debit-card-number-in-estonia/
Statista, and ECB. "Total Number of Credit Cards and Debit Cards in Circulation in Estonia from 2000 to 2023." Statista, Statista Inc., 25 Jul 2024, https://www.statista.com/statistics/1096792/credit-card-and-debit-card-number-in-estonia/
Statista & ECB, Total number of credit cards and debit cards in circulation in Estonia from 2000 to 2023 Statista, https://www.statista.com/statistics/1096792/credit-card-and-debit-card-number-in-estonia/ (last visited February 22, 2025)
Total number of credit cards and debit cards in circulation in Estonia from 2000 to 2023 [Graph], Statista, & ECB, July 25, 2024. [Online]. Available: https://www.statista.com/statistics/1096792/credit-card-and-debit-card-number-in-estonia/
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