Total capital ratio of Italian bank BPER Banca 2014-2019

This graph presents the total capital ratio of Italian bank BPER Banca between 2014 and 2019. The bank's total capital ratio increased overall in the period considered, going from 12.24 percent in 2014 to 16.82 percent in 2019.

The capital ratio is the percentage of a bank's capital in relation to its risk-weighted assets. The idea is that all banks must ensure that a reasonable proportion of their risk is covered by permanent capital and must therefore maintain a minimum total capital ratio of 8%. The higher the capital ratio a bank has, the greater the level of unexpected losses it can absorb before becoming insolvent - so the less risky it should be.