Number of P&C insurance claims payments in Norway 2020-2022, by type

The most common type of non-life insurance claim paid out in Norway in 2022 was for motor vehicles with more than one million claim payouts in that year alone. In terms of value, claims paid for motor vehicles were also the highest. In fact, in 2022, claims paid for private motor vehicles amounted to over 13 billion Norwegian kroner, while claims for commercial motor vehicles reached more than five billion Norwegian kroner.

Insurance premiums written

   Motor vehicle insurance was also the most common insurance type for written premiums in Norway in 2022. That year, motor vehicle insurance accounted for almost one third of all non-life insurance premiums written in Norway. The second most common premium category was property insurance, which accounted for more than one quarter of the total number of premiums written for non-life insurance.  

Car insurance frauds

   Private cars and vans were also the most common type of insurance frauds detected in Norway. They composed more than one third of the all the private non-life insurance frauds in 2020, with the most common type of car fraud in Norway being exploitation of actual loss.