The Allahabad Bank in India had a credit to deposit ratio of a approximately 63 percent at the end of fiscal year 2020, down from around 66 percent in fiscal year 2019. The overall CD ratio for Indian public sector banks was at a rate of approximately 68 percent in the fiscal year 2020, indicating a slightly stressful situation for the country's economy. In April 2020, Allahabad Bank was merged into Indian Bank.
The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of the bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues; while a very low ratio can mean that the bank is not using its available resources optimally.
Credit to deposit ratio of Allahabad Bank in India from financial year 2018 to 2020
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Indian Banks' Association. (July 19, 2021). Credit to deposit ratio of Allahabad Bank in India from financial year 2018 to 2020 [Graph]. In Statista. Retrieved November 22, 2024, from https://www.statista.com/statistics/1070826/india-allahabad-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to deposit ratio of Allahabad Bank in India from financial year 2018 to 2020." Chart. July 19, 2021. Statista. Accessed November 22, 2024. https://www.statista.com/statistics/1070826/india-allahabad-bank-credit-to-deposit-ratio/
Indian Banks' Association. (2021). Credit to deposit ratio of Allahabad Bank in India from financial year 2018 to 2020. Statista. Statista Inc.. Accessed: November 22, 2024. https://www.statista.com/statistics/1070826/india-allahabad-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to Deposit Ratio of Allahabad Bank in India from Financial Year 2018 to 2020." Statista, Statista Inc., 19 Jul 2021, https://www.statista.com/statistics/1070826/india-allahabad-bank-credit-to-deposit-ratio/
Indian Banks' Association, Credit to deposit ratio of Allahabad Bank in India from financial year 2018 to 2020 Statista, https://www.statista.com/statistics/1070826/india-allahabad-bank-credit-to-deposit-ratio/ (last visited November 22, 2024)
Credit to deposit ratio of Allahabad Bank in India from financial year 2018 to 2020 [Graph], Indian Banks' Association, July 19, 2021. [Online]. Available: https://www.statista.com/statistics/1070826/india-allahabad-bank-credit-to-deposit-ratio/
