CD ratio of ICICI Bank India FY 2017-2021

In fiscal year 2021, ICICI Bank in India had a credit to deposit ratio of nearly 19 percent, down from around 83.7 percent in fiscal year 2020. The overall CD ratio of private sector banks in the country stood at around 82 percent that year.
The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues, while a very low ratio can mean that the bank is not using its available resources optimally.