The Karnataka Bank in India had a credit to deposit ratio of about 68 percent in fiscal year 2021, up from around 79 percent in fiscal year 2020. The overall CD ratio for Indian private sector banks was 82 percent that year.
The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues, while a very low ratio can mean that the bank is not using its available resources optimally.
Credit to deposit ratio of Karnataka Bank Limited from financial year 2017 to 2021
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Indian Banks' Association. (August 13, 2021). Credit to deposit ratio of Karnataka Bank Limited from financial year 2017 to 2021 [Graph]. In Statista. Retrieved November 05, 2024, from https://www.statista.com/statistics/1070309/india-karnataka-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to deposit ratio of Karnataka Bank Limited from financial year 2017 to 2021." Chart. August 13, 2021. Statista. Accessed November 05, 2024. https://www.statista.com/statistics/1070309/india-karnataka-bank-credit-to-deposit-ratio/
Indian Banks' Association. (2021). Credit to deposit ratio of Karnataka Bank Limited from financial year 2017 to 2021. Statista. Statista Inc.. Accessed: November 05, 2024. https://www.statista.com/statistics/1070309/india-karnataka-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to Deposit Ratio of Karnataka Bank Limited from Financial Year 2017 to 2021." Statista, Statista Inc., 13 Aug 2021, https://www.statista.com/statistics/1070309/india-karnataka-bank-credit-to-deposit-ratio/
Indian Banks' Association, Credit to deposit ratio of Karnataka Bank Limited from financial year 2017 to 2021 Statista, https://www.statista.com/statistics/1070309/india-karnataka-bank-credit-to-deposit-ratio/ (last visited November 05, 2024)
Credit to deposit ratio of Karnataka Bank Limited from financial year 2017 to 2021 [Graph], Indian Banks' Association, August 13, 2021. [Online]. Available: https://www.statista.com/statistics/1070309/india-karnataka-bank-credit-to-deposit-ratio/
