CD ratio of Dhanlaxmi Bank India FY 2017-2021

Dhanlaxmi Bank in India had a credit to deposit ratio of 58 percent in fiscal year 2021, down from around 60 percent in the previous fiscal year. The overall CD ratio for Indian private sector banks was 82 percent that year.
The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues; while a very low ratio can mean that the bank is not using its available resources optimally.