Operating profit margin of home insurance companies in the UK 2013-2018

Home insurance provides protection against risks to property such as water and leakage damage, fire and explosion, theft and other. Having property insurance in the UK is optional but it is often contractually required in case of a mortgage. Operating profit margin indicates the profitability of a company or a sector and is calculated as the ratio of the operating profit to the total revenue.

From 2013 to 2016, the operating profit margin of home insurers in the United Kingdom (UK) fluctuated between 11 and 13 percent, after which it fell to two percent in 2018.

In 2018, the companies with highest operating profit margin on the general insurance market in the UK were home insurance price comparison websites.