Consumer adoption of fintech companies and products has grown rapidly in the United Kingdom (UK) between 2015 and 2019. As of 2019, the UK has a higher adoption rate compared to the global average of 64 percent. One reason for the excelled adoption of fintech products, especially between 2017 and 2019 is that globally, more incumbent banks and financial service companies have begun to offer fintech products.
Compared to other European countries, the UK had higher than average fintech adoption rates.
Consumer fintech adoption rates in the United Kingdom (UK) from 2015 to 2019
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Consumer fintech adoption rates in the United Kingdom (UK) from 2015 to 2019
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The source defines adoption rate as: "Percentage of digitally active people who used at least two fintech services in the last six months. The figures show FinTech adopters as a percentage of the digitally active population in each market.
All averages are shown on an unweighted basis.
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FinTech includes money transfer and payments, budgeting and financial planning, savings and investments, borrowing and insurance. * global survey number.
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EY. (September 9, 2019). Consumer fintech adoption rates in the United Kingdom (UK) from 2015 to 2019 [Graph]. In Statista. Retrieved April 01, 2025, from https://www.statista.com/statistics/1055345/fintech-adoption-rates-united-kingdom-selected-countries/
EY. "Consumer fintech adoption rates in the United Kingdom (UK) from 2015 to 2019." Chart. September 9, 2019. Statista. Accessed April 01, 2025. https://www.statista.com/statistics/1055345/fintech-adoption-rates-united-kingdom-selected-countries/
EY. (2019). Consumer fintech adoption rates in the United Kingdom (UK) from 2015 to 2019. Statista. Statista Inc.. Accessed: April 01, 2025. https://www.statista.com/statistics/1055345/fintech-adoption-rates-united-kingdom-selected-countries/
EY. "Consumer Fintech Adoption Rates in The United Kingdom (Uk) from 2015 to 2019." Statista, Statista Inc., 9 Sep 2019, https://www.statista.com/statistics/1055345/fintech-adoption-rates-united-kingdom-selected-countries/
EY, Consumer fintech adoption rates in the United Kingdom (UK) from 2015 to 2019 Statista, https://www.statista.com/statistics/1055345/fintech-adoption-rates-united-kingdom-selected-countries/ (last visited April 01, 2025)
Consumer fintech adoption rates in the United Kingdom (UK) from 2015 to 2019 [Graph], EY, September 9, 2019. [Online]. Available: https://www.statista.com/statistics/1055345/fintech-adoption-rates-united-kingdom-selected-countries/
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