European consumers rated mobile one-time passcodes such as SMS codes sent to mobile devices as the leading method that provides the most secure experience. According to the results of a 2019 survey published by Stripe, another authentication method that was found most secure by consumers was a fingerprint biometric. This method was not viewed as delivering the best user experience, however. As opposed to 43 percent of consumer who found it secure, only 26 of them thought it was conducive to best experience.
Share of customer authentication methods viewed as most secure by consumers in selected European countries* in 2019
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Share of customer authentication methods viewed as most secure by consumers in selected European countries* in 2019
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France, Germany, Netherlands, Spain, United Kingdom
Survey time period
March to April 2019
Number of respondents
1,000 respondents
Age group
18 years and older
Supplementary notes
* The source adds the following note regarding scope and methodology: "451 Research simultaneously conducted a custom survey of 1,000 consumers in the UK, Germany, France, Spain and the Netherlands, completing 200 surveys in each market. All respondents were above 18 years of age, had a minimum of a high school education and completed at least one purchase with an online business in the last six months."
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Stripe. (July 22, 2019). Share of customer authentication methods viewed as most secure by consumers in selected European countries* in 2019 [Graph]. In Statista. Retrieved April 21, 2025, from https://www.statista.com/statistics/1045645/most-secure-strong-customer-authentication-methods-for-european-consumers/
Stripe. "Share of customer authentication methods viewed as most secure by consumers in selected European countries* in 2019." Chart. July 22, 2019. Statista. Accessed April 21, 2025. https://www.statista.com/statistics/1045645/most-secure-strong-customer-authentication-methods-for-european-consumers/
Stripe. (2019). Share of customer authentication methods viewed as most secure by consumers in selected European countries* in 2019. Statista. Statista Inc.. Accessed: April 21, 2025. https://www.statista.com/statistics/1045645/most-secure-strong-customer-authentication-methods-for-european-consumers/
Stripe. "Share of Customer Authentication Methods Viewed as Most Secure by Consumers in Selected European Countries* in 2019." Statista, Statista Inc., 22 Jul 2019, https://www.statista.com/statistics/1045645/most-secure-strong-customer-authentication-methods-for-european-consumers/
Stripe, Share of customer authentication methods viewed as most secure by consumers in selected European countries* in 2019 Statista, https://www.statista.com/statistics/1045645/most-secure-strong-customer-authentication-methods-for-european-consumers/ (last visited April 21, 2025)
Share of customer authentication methods viewed as most secure by consumers in selected European countries* in 2019 [Graph], Stripe, July 22, 2019. [Online]. Available: https://www.statista.com/statistics/1045645/most-secure-strong-customer-authentication-methods-for-european-consumers/
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