New mortgage loans breakdown in Italy 2015-2024, per quarter

Published by Statista Research Department, Nov 26, 2024

The preferred mortgage loans in Italy have for a long time been those with medium-term fixed rates, but in 2022, the share of variable rate loans increased. Variable rate loans rose from 17 percent at the beginning of the year to 52 percent in the third quarter of 2022. This had to do with the rising rates of fixed rate mortgages during the same year. In 2024, this trend reversed, and medium-term fixed rate stood at nearly 89 percent in the second quarter of the year.

New mortgage loans breakdown in Italy from 4th quarter 2015 to 2nd quarter 2024, by interest rate type

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Release date

October 2024

Region

Italy

Survey time period

Q4 2015 to Q2 2024

Supplementary notes

* Up to one year initial rate fixation.
** Five to ten years initial rate fixation.

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