The average funding per loan is forecast to experience significant growth in all segments in 2028. As part of the positive trend, the average funding per loan reaches the maximum value for all two different segments at the end of the comparison period. Particularly noteworthy is the segment Marketplace Lending (Consumer), which has the highest value of 57.4 million U.S. dollars.
The Alternative Lending market segment relates to digital financial services for business customers as well as private borrowers. The market includes bank-independent loan allocation for SMEs (Crowdlending) and for personal loans (Marketplace Lending or so-called Peer-to-Peer lending) through private or institutional investors via online platforms (e.g. OnDeck, LendingClub, Prosper). In view of processing complexity, this market is focused on small and medium-sized enterprises (SMEs), freelancers and private persons. Bank financing is not considered, neither are any financial aspects that reach beyond the scope of small and medium-sized enterprises or donation-based Crowdfunding models.
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Statista. (December 9, 2024). FinTech - Alternative Lending average funding per campaign forecast in Italy 2021-2028, by segment (in thousand U.S. dollars) [Graph]. In Statista. Retrieved December 21, 2024, from https://www.statista.com/forecasts/889741/digital-market-outlook-alternative-lending-arpu-by-segment-in-italy
Statista. "FinTech - Alternative Lending average funding per campaign forecast in Italy 2021-2028, by segment (in thousand U.S. dollars)." Chart. December 9, 2024. Statista. Accessed December 21, 2024. https://www.statista.com/forecasts/889741/digital-market-outlook-alternative-lending-arpu-by-segment-in-italy
Statista. (2024). FinTech - Alternative Lending average funding per campaign forecast in Italy 2021-2028, by segment (in thousand U.S. dollars). Statista. Statista Inc.. Accessed: December 21, 2024. https://www.statista.com/forecasts/889741/digital-market-outlook-alternative-lending-arpu-by-segment-in-italy
Statista. "Fintech - Alternative Lending Average Funding per Campaign Forecast in Italy 2021-2028, by Segment (in Thousand U.S. Dollars)." Statista, Statista Inc., 9 Dec 2024, https://www.statista.com/forecasts/889741/digital-market-outlook-alternative-lending-arpu-by-segment-in-italy
Statista, FinTech - Alternative Lending average funding per campaign forecast in Italy 2021-2028, by segment (in thousand U.S. dollars) Statista, https://www.statista.com/forecasts/889741/digital-market-outlook-alternative-lending-arpu-by-segment-in-italy (last visited December 21, 2024)
FinTech - Alternative Lending average funding per campaign forecast in Italy 2021-2028, by segment (in thousand U.S. dollars) [Graph], Statista, December 9, 2024. [Online]. Available: https://www.statista.com/forecasts/889741/digital-market-outlook-alternative-lending-arpu-by-segment-in-italy