Personal Finance penetration by segment in Germany 2024

The graph presents the penetration of Personal Finance by segment in Germany in 2020, and provides a forecast thereof until 2024. Penetration of Digital Remittances in Germany is expected to grow to 1.1 percent in 2024.

Statista’s Digital Market Outlook offers forecasts, detailed market insights and essential performance indicators of the most significant areas in the Digital Economy, including various digital goods and services. Alongside revenue forecasts for 150 countries worldwide, Statista offers additional insights into consumer trends and demographic structure of digital consumer markets. The Forecast was adjusted for the expected impact of COVID-19.

FinTech - Personal Finance penetration forecast in Germany 2020-2024, by segment (in percent)

Characteristic	Digital Remittances	Robo-Advisors
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Supplementary notes

The Personal Finance market segment contains automated investment services (Robo-Advisors) that enable private investors to align their investment strategy or portfolio using automated recommendations, for example via lead investors, swarm intelligence, social trading or individually configurable parameters as well as cross-border Peer-to-Peer transfers between private users. Online brokers without automated or recommendation-based advisory roles are not included in the Personal Finance market segment.

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