Indonesia: digital payments penetration rate 2018-2028

The penetration rate in the 'Digital Payments' segment of the fintech market in Indonesia was forecast to continuously increase between 2024 and 2028 by in total 18.9 percentage points. After the tenth consecutive increasing year, the indicator is estimated to reach 69.59 percent and therefore a new peak in 2028. Notably, the penetration rate of the 'Digital Payments' segment of the fintech market was continuously increasing over the past years.

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Penetration rate of the digital payments market in Indonesia from 2018 to 2028

Characteristic	Penetration rate
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Supplementary notes

Data provided by Statista Market Insights are estimates.

Definition:

The Digital Payments market segement is led by consumer transactions and includes payments for products and services which are made over the Internet as well as mobile payments at point of sale (POS) via smartphone applications and cross-border money transfers made over the internet (digital remittances). Transaction value equals money transfers out of the selected region.

Structure:

The three markets in Digital Payments include Digital Commerce, Mobile PoS payments, and Digital Remittances.

Additional Information:

The market comprises transaction values, average transaction value per user, users and user penetration rates. Transaction values in the Digital Payments market segment refers to consumer transactions made via the Internet or mobile wallets.

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