Online banking penetration in the U.S. 2019-2023, with forecasts to 2029

Published by Statista Research Department, Jun 27, 2024

The penetration rate of online banking in the U.S. increased significantly between 2019 and 2023. According to Statista, in 2023, over 66 percent of the population used online banking. Statista estimates that the penetration rate will increase further in the coming years, exceeding 79 percent in 2029. 

Penetration rate of online banking in the United States from 2019 to 2023, with forecasts from 2024 to 2029

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Supplementary notes

Figures are estimates. Details on methodology can be found here. 

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Statistics on " Mobile banking in the United States "

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