Better Safe Than Sorry: Americans' Insurances

85 percent of people between the ages of 18 and 64 surveyed in the United States for Statista’s Consumer Insights survey said they had health insurance. This number is expectedly lower than in other countries included in the survey like Germany (97 percent) or France (92 percent). A survey by U.S. healthcare authorities actually puts the number of the uninsured in the U.S. at around 27.4 million – closer to 8 percent of the population. The discrepancy is due to the fact that Statista's survey has only respondents up to the age of 64 while at the same time, young people in the country are less likely to carry health insurance.

In addition to government, employment-based and private health insurance that were included in the survey, Americans are most likely to have car insurance – something that 54 percent of respondents said they carried. More than a third of respondents answered that they had taken out life insurance or home insurance – the latter being a crucial type of cover in areas where natural disasters are likely to happen.

Personal liability, accident and personal property policies had been taken out by around a quarter of respondents. Legal expenses insurance was less popular at only 10 percent saying they had it.