Fintech

The Regional Differences of Fintech Adoption

Fintech is a major growth market across the world, but one that is not growing in the same way everywhere. The Statista Digital Market Outlook reveals stark differences in the distribution of fintech segments across the globe.

Alternative lending and digital payments were the two fintech segments with a heavy focus on the Asian market. More than half of global digital payment transaction value is tied to Asia in 2022, as is a whopping 94 percent of transaction value in alternative lending. The second segment has not been free from criticism, however, as borrowing from non-bank actors can be risky due to the potential lack of regulations. Alternative financing, on the other hand is centered on Europe, while digital investment was concentrated in the Americas, mainly the United States.

Description

This chart shows the global distribution of different fintech segments in 2022 (in percent of transaction value).

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Investment activity in fintech globally 2010-2024
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Largest fintech unicorns in Europe 2023, by market value
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Largest fintech investment deals globally 2024
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Value of investment in fintech globally 2019-2024, by region
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Quarterly value of fintech investment worldwide 2014-2024
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Largest fintech investment deals in EMEA 2024

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