Homeowners insurance in the United States - statistics & facts
Key insights
- Leading homeowner insurer in the U.S.
- State Farm Mutual Automobile Insurance
Detailed statistics
Leading U.S. homeowner insurance companies 2020-2022, by premiums
- Rate of homeownership in the U.S.
- 65.7%
Detailed statistics
Homeownership rate in the U.S. 1990-2023
- Most affordable state for homeowners insurance
- Hawaii
Detailed statistics
Most affordable U.S. states in terms of homeowners insurance premium 2023
Editor’s Picks Current statistics on this topic
Current statistics on this topic
Related topics
Recommended statistics
Market overview
5
- Premium Statistic Most affordable U.S. states in terms of homeowners insurance premium 2023
- Premium Statistic Homeownership rate in the U.S. 1990-2023
- Premium Statistic Embedded insurance: interest among bank customers in the U.S. 2021, by insurance type
- Premium Statistic Number of U.S. housing units and annual increase 1975-2022
- Premium Statistic ESG scores of the worlds' largest insurance companies 2023, by provider
Market overview
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Premium Statistic
Most affordable U.S. states in terms of homeowners insurance premium 2023
Most affordable U.S. states in terms of homeowners insurance premium 2023
Ranking of the most affordable states for homeowners insurance in the United States in 2023, by annual premium (in U.S. dollars)
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Premium Statistic
Homeownership rate in the U.S. 1990-2023
Homeownership rate in the U.S. 1990-2023
Homeownership rate in the United States from 1990 to 2023
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Premium Statistic
Embedded insurance: interest among bank customers in the U.S. 2021, by insurance type
Embedded insurance: interest among bank customers in the U.S. 2021, by insurance type
Share of digital and traditional bank customers highly interested in selected bank-embedded insurance options in the United States in 2021
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Premium Statistic
Number of U.S. housing units and annual increase 1975-2022
Number of U.S. housing units and annual increase 1975-2022
Number of housing units and annual percentage increase in the United States from 1975 to 2022 (in millions)
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Premium Statistic
ESG scores of the worlds' largest insurance companies 2023, by provider
ESG scores of the worlds' largest insurance companies 2023, by provider
Comparison of the environmental, social and governance (ESG) scores of the 26 largest insurance companies by market capitalization worldwide in 2023, by ESG score provider
Segments
5
- Premium Statistic Least affordable U.S. states in terms of homeowners insurance premium 2023
- Premium Statistic Share of property and casualty insurance premiums in the U.S. 2019-2022, by line
- Premium Statistic Number of U.S. homeowner insurance claims paid due to lightning losses 2008-2022
- Premium Statistic Homeowner insurance claims paid out due to lightning losses in the U.S. 2006-2022
- Premium Statistic NPS of selected insurance segments in the U.S. 2020-2022
Segments
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Premium Statistic
Least affordable U.S. states in terms of homeowners insurance premium 2023
Least affordable U.S. states in terms of homeowners insurance premium 2023
Ranking of the least affordable states for homeowners insurance in the United States in 2023, by annual premium (in U.S. dollars)
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Premium Statistic
Share of property and casualty insurance premiums in the U.S. 2019-2022, by line
Share of property and casualty insurance premiums in the U.S. 2019-2022, by line
Distribution of net premiums written by property and casualty insurance companies in the United States from 2019 to 2022, by line
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Premium Statistic
Number of U.S. homeowner insurance claims paid due to lightning losses 2008-2022
Number of U.S. homeowner insurance claims paid due to lightning losses 2008-2022
Number of homeowner insurance claims paid due to lightning losses in the United States from 2008 to 2022
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Premium Statistic
Homeowner insurance claims paid out due to lightning losses in the U.S. 2006-2022
Homeowner insurance claims paid out due to lightning losses in the U.S. 2006-2022
Homeowner insurance claims paid out due to lightning losses in the United States from 2006 to 2022 (in million U.S. dollars)
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Premium Statistic
NPS of selected insurance segments in the U.S. 2020-2022
NPS of selected insurance segments in the U.S. 2020-2022
Average net promoter score (NPS) of selected insurance branches in the United States from 2020 to 2022
Leading companies
5
- Premium Statistic Leading U.S. homeowners insurance writers 2020-2022
- Premium Statistic Leading U.S. writers of homeowners insurance 2020-2022, by premiums
- Premium Statistic Leading U.S. homeowner insurance companies 2020-2022, by premiums
- Premium Statistic Leading property and casualty insurance companies in the U.S. 2020-2021, by revenue
- Premium Statistic Earned premiums of State Farm 2011-2022
Leading companies
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Premium Statistic
Leading U.S. homeowners insurance writers 2020-2022
Leading U.S. homeowners insurance writers 2020-2022
Leading writers of homeowners insurance in the United States from 2020 to 2022, by market share
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Premium Statistic
Leading U.S. writers of homeowners insurance 2020-2022, by premiums
Leading U.S. writers of homeowners insurance 2020-2022, by premiums
Leading writers of homeowners insurance in the United States from 2020 to 2022, by direct premiums written (in billion U.S. dollars)
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Premium Statistic
Leading U.S. homeowner insurance companies 2020-2022, by premiums
Leading U.S. homeowner insurance companies 2020-2022, by premiums
Market share of leading homeowner insurance companies in the United States from 2020 to 2022, by direct premiums written
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Premium Statistic
Leading property and casualty insurance companies in the U.S. 2020-2021, by revenue
Leading property and casualty insurance companies in the U.S. 2020-2021, by revenue
Leading mutual property/casualty insurance companies in the United States in 2020 and 2021, by revenue (in billion U.S. dollars)
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Premium Statistic
Earned premiums of State Farm 2011-2022
Earned premiums of State Farm 2011-2022
Value of earned premiums of State Farm from 2011 to 2022 (in billion U.S. dollars)
Sales metrics/consumption
5
- Premium Statistic Value of homeowner multiple peril insurance net premiums in the U.S. 2006-2022
- Premium Statistic Average homeowner insurance premiums in the U.S. 2001-2020
- Premium Statistic U.S. household expenditure on home insurance 2007-2021
- Premium Statistic Incurred losses for homeowner insurance in the U.S. 2012-2022
- Premium Statistic Loss ratio of Lemonade in the U.S. 2017-2021
Sales metrics/consumption
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Premium Statistic
Value of homeowner multiple peril insurance net premiums in the U.S. 2006-2022
Value of homeowner multiple peril insurance net premiums in the U.S. 2006-2022
Value of net premiums written by homeowner multiple peril insurance industry in the United States from 2006 to 2022 (in billion U.S. dollars)
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Premium Statistic
Average homeowner insurance premiums in the U.S. 2001-2020
Average homeowner insurance premiums in the U.S. 2001-2020
Average premiums for homeowners insurance in the United States from 2001 to 2020 (in U.S. dollars)
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Premium Statistic
U.S. household expenditure on home insurance 2007-2021
U.S. household expenditure on home insurance 2007-2021
Average annual expenditure on homeowners insurance per consumer unit in the United States from 2007 to 2021 (in U.S. dollars)
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Premium Statistic
Incurred losses for homeowner insurance in the U.S. 2012-2022
Incurred losses for homeowner insurance in the U.S. 2012-2022
Incurred losses for homeowner insurance in the United States from 2012 to 2022 (in billion U.S. dollars)
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Premium Statistic
Loss ratio of Lemonade in the U.S. 2017-2021
Loss ratio of Lemonade in the U.S. 2017-2021
Loss ratio of Lemonade in the United States from Q4 2017 to Q4 2021
Customer perspective/specialties
5
- Premium Statistic Embedded insurance interest among traditional bank customers in the U.S. 2021
- Premium Statistic Embedded insurance: high interest by insurance type in the U.S. 2021
- Premium Statistic Embedded insurance: high interest by generation in the U.S. 2021
- Premium Statistic Opinion of U.S millennials on their housing aspirations 2021
- Premium Statistic Single-family housing starts in the U.S. 1980-2022, with forecasts until 2024
Customer perspective/specialties
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Premium Statistic
Embedded insurance interest among traditional bank customers in the U.S. 2021
Embedded insurance interest among traditional bank customers in the U.S. 2021
Share of traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021
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Premium Statistic
Embedded insurance: high interest by insurance type in the U.S. 2021
Embedded insurance: high interest by insurance type in the U.S. 2021
Share of digital and traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021, by type of insurance
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Premium Statistic
Embedded insurance: high interest by generation in the U.S. 2021
Embedded insurance: high interest by generation in the U.S. 2021
Share of digital and traditional bank customers highly interested in bank-embedded insurance options in the United States in 2021, by generation
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Premium Statistic
Opinion of U.S millennials on their housing aspirations 2021
Opinion of U.S millennials on their housing aspirations 2021
Share of Millennials who agreed with selected statements regarding housing affordability and their current housing situation in the United States in 2021
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Premium Statistic
Single-family housing starts in the U.S. 1980-2022, with forecasts until 2024
Single-family housing starts in the U.S. 1980-2022, with forecasts until 2024
Volume of new single family home construction starts in the United States from 1980 to 2022, with forecasts until 2024 (in 1,000s)
Rates of homeownership
5
- Premium Statistic Homeownership rate in the U.S. 2012-2023
- Premium Statistic Homeownership rate in the U.S. 2023, by age
- Premium Statistic Homeownership rate in the U.S. 2003-2022, by ethnicity
- Premium Statistic Homeownership rate in the United States 2015-2023, by region
- Premium Statistic U.S. homeownership rate for householders over 65 years old 2011-2022
Rates of homeownership
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Premium Statistic
Homeownership rate in the U.S. 2012-2023
Homeownership rate in the U.S. 2012-2023
Homeownership rate in the United States from 1st quarter 2012 to 2nd quarter 2023
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Premium Statistic
Homeownership rate in the U.S. 2023, by age
Homeownership rate in the U.S. 2023, by age
Homeownership rate in the United States in 2023, by age
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Premium Statistic
Homeownership rate in the U.S. 2003-2022, by ethnicity
Homeownership rate in the U.S. 2003-2022, by ethnicity
Homeownership rates in the United States from 2003 to 2022, by ethnicity
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Premium Statistic
Homeownership rate in the United States 2015-2023, by region
Homeownership rate in the United States 2015-2023, by region
Rate of people owning their own home in the United States from 2015 to 2023, by region
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Premium Statistic
U.S. homeownership rate for householders over 65 years old 2011-2022
U.S. homeownership rate for householders over 65 years old 2011-2022
U.S. homeownership rate for householders over 65 years old between 2011 and 2022
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