Banking industry in Ghana - statistics & facts
Key insights
- Bank account penetration
- 67.1%
Detailed statistics
Population share with banking account in Ghana 2014-2029
- Credit card penetration
- 5.6%
Detailed statistics
Penetration rate of credit cards in Ghana 2014-2029
- Debit card penetration
- 18.5%
Detailed statistics
Penetration rate of debit cards in Ghana 2014-2029
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Current statistics on this topic
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Overview
5
- Premium Statistic Most valuable African banking brands 2023
- Premium Statistic Number of registered financial institutions in Ghana 2023, by type
- Premium Statistic Financial product or service ownership in Ghana 2023
- Basic Statistic Quarterly contributions of finance and insurance to GDP in Ghana 2019-2021
- Premium Statistic Time needed for banks to return to normal business after COVID-19 in Ghana 2020
Overview
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Most valuable African banking brands 2023
Most valuable African banking brands 2023
Leading African banking brands worldwide in 2023, by brand value (in million U.S. dollars)
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Number of registered financial institutions in Ghana 2023, by type
Number of registered financial institutions in Ghana 2023, by type
Number of registered financial institutions in Ghana as of 2023, by type
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Financial product or service ownership in Ghana 2023
Financial product or service ownership in Ghana 2023
Share of population reporting to own or use the following financial products or services in Ghana in 2023
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Basic Statistic
Quarterly contributions of finance and insurance to GDP in Ghana 2019-2021
Quarterly contributions of finance and insurance to GDP in Ghana 2019-2021
Value added of finance and insurance activities to GDP in Ghana from Q1 2019 to Q3 2021 (in million Ghanaian cedis)
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Premium Statistic
Time needed for banks to return to normal business after COVID-19 in Ghana 2020
Time needed for banks to return to normal business after COVID-19 in Ghana 2020
Time needed for banks to return to 'business as usual' during the coronavirus (COVID-19) post crisis phase in Ghana in 2020
Financial inclusion
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- Premium Statistic Population share with banking account in Ghana 2014-2029
- Premium Statistic Penetration rate of credit cards in Ghana 2014-2029
- Premium Statistic Credit card owners in Ghana 2018-2023
- Premium Statistic Penetration rate of debit cards in Ghana 2014-2029
- Premium Statistic Volume of payment systems in Ghana 2019, by method
- Premium Statistic Value of payment systems in Ghana 2019, by method
Financial inclusion
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Premium Statistic
Population share with banking account in Ghana 2014-2029
Population share with banking account in Ghana 2014-2029
Population share with banking account in Ghana from 2014 to 2029
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Penetration rate of credit cards in Ghana 2014-2029
Penetration rate of credit cards in Ghana 2014-2029
Penetration rate of credit cards in Ghana from 2014 to 2029
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Credit card owners in Ghana 2018-2023
Credit card owners in Ghana 2018-2023
Share of population with a credit card in Ghana from 2018 to 2023
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Penetration rate of debit cards in Ghana 2014-2029
Penetration rate of debit cards in Ghana 2014-2029
Penetration rate of debit cards in Ghana from 2014 to 2029
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Volume of payment systems in Ghana 2019, by method
Volume of payment systems in Ghana 2019, by method
Volume of payment systems in Ghana from January to June 2019, by method
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Value of payment systems in Ghana 2019, by method
Value of payment systems in Ghana 2019, by method
Value of payment systems in Ghana from January to June 2019, by method (in million Ghanaian cedis)
Access
6
- Premium Statistic Availability of banks in Ghana 2021, by area of residence
- Basic Statistic Availability of microfinance service facilities in Ghana 2021, by area of residence
- Premium Statistic Proximity of banks in Ghana 2021, by area of residence
- Premium Statistic Leading banks in Ghana by number of branches 2020
- Premium Statistic Number of commercial bank branches in Ghana 2014-2029
- Premium Statistic Total number of ATMS in Ghana 2001-2029
Access
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Premium Statistic
Availability of banks in Ghana 2021, by area of residence
Availability of banks in Ghana 2021, by area of residence
Availability of financial service facilities in rural and urban areas in Ghana as of 2021
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Basic Statistic
Availability of microfinance service facilities in Ghana 2021, by area of residence
Availability of microfinance service facilities in Ghana 2021, by area of residence
Availability of microfinance service facilities in rural and urban areas of Ghana as of 2021
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Premium Statistic
Proximity of banks in Ghana 2021, by area of residence
Proximity of banks in Ghana 2021, by area of residence
Proximity of banks in rural and urban areas of Ghana as of 2021
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Leading banks in Ghana by number of branches 2020
Leading banks in Ghana by number of branches 2020
Leading banks in Ghana by number of branches as of June 2020
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Number of commercial bank branches in Ghana 2014-2029
Number of commercial bank branches in Ghana 2014-2029
Number of commercial bank branches in Ghana from 2014 to 2029
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Total number of ATMS in Ghana 2001-2029
Total number of ATMS in Ghana 2001-2029
Total number of ATMS in Ghana from 2001 to 2029
Mobile money
6
- Premium Statistic Number of active and registered mobile money accounts in West Africa 2016-2020
- Premium Statistic Number of registered mobile money accounts in Ghana 2012-2019
- Premium Statistic Mobile money accounts in Ghana 2018-2023
- Premium Statistic Number of active mobile money agents in Ghana 2012-2019
- Premium Statistic Number of active Scancom PLC (MTN Ghana) mobile money (MoMo) subscribers 2019-2022
- Premium Statistic Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2021
Mobile money
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Number of active and registered mobile money accounts in West Africa 2016-2020
Number of active and registered mobile money accounts in West Africa 2016-2020
Number of active and registered mobile money accounts in West Africa from 2016 to 2020 (in millions)
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Number of registered mobile money accounts in Ghana 2012-2019
Number of registered mobile money accounts in Ghana 2012-2019
Cumulative number of registered mobile money accounts in Ghana from 2012 to 2019 (in millions)
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Mobile money accounts in Ghana 2018-2023
Mobile money accounts in Ghana 2018-2023
Share of population with a mobile money account in Ghana from 2018 to 2023
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Number of active mobile money agents in Ghana 2012-2019
Number of active mobile money agents in Ghana 2012-2019
Cumulative number of active mobile money agents in Ghana from 2012 to 2019
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Premium Statistic
Number of active Scancom PLC (MTN Ghana) mobile money (MoMo) subscribers 2019-2022
Number of active Scancom PLC (MTN Ghana) mobile money (MoMo) subscribers 2019-2022
Number of active Scancom PLC (MTN Ghana) mobile money (MoMo) subscribers from 2019 to 2022 (in 1,000s)
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Premium Statistic
Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2021
Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) 2019-2021
Annual mobile money (MoMo) revenue of Scancom PLC (MTN Ghana) from 2019 to 2021 (in 1,000 Ghanaian cedis)
Online banking and electronic payments
7
- Premium Statistic Penetration rate of online banking in Ghana 2014-2029
- Premium Statistic Monthly number of active e-money agents in Ghana 2021-2023
- Premium Statistic Monthly number of active e-money customers in Ghana 2021-2023
- Premium Statistic Monthly number of e-money transactions in Ghana 2021-2023
- Premium Statistic Total monthly value of e-money transactions in Ghana 2021-2023
- Premium Statistic Total value of digital payment transactions in Ghana 2019-2028
- Premium Statistic Total value of digital payment transactions per user in Ghana 2020-2022
Online banking and electronic payments
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Premium Statistic
Penetration rate of online banking in Ghana 2014-2029
Penetration rate of online banking in Ghana 2014-2029
Penetration rate of online banking in Ghana from 2014 to 2029
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Monthly number of active e-money agents in Ghana 2021-2023
Monthly number of active e-money agents in Ghana 2021-2023
Number of active e-money agents in Ghana from January 2021 to August 2023
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Premium Statistic
Monthly number of active e-money customers in Ghana 2021-2023
Monthly number of active e-money customers in Ghana 2021-2023
Number of active e-money customers in Ghana from January 2021 to August 2023 (in 1,000s)
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Premium Statistic
Monthly number of e-money transactions in Ghana 2021-2023
Monthly number of e-money transactions in Ghana 2021-2023
Volume of e-money transactions in Ghana from January 2021 to August 2023 (in 1,000s)
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Premium Statistic
Total monthly value of e-money transactions in Ghana 2021-2023
Total monthly value of e-money transactions in Ghana 2021-2023
Value of e-money transactions in Ghana from January 2021 to August 2023 (in billion Ghanaian cedis)
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Premium Statistic
Total value of digital payment transactions in Ghana 2019-2028
Total value of digital payment transactions in Ghana 2019-2028
Total value of digital payment transactions in Ghana in 2019 and 2028 (in billion U.S. dollars)
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Total value of digital payment transactions per user in Ghana 2020-2022
Total value of digital payment transactions per user in Ghana 2020-2022
Total value of digital payment transactions per user in Ghana from 2020 to 2022 (in U.S. dollars)
Credit allocation and debt
5
- Basic Statistic Number of borrowers from commercial banks in Ghana 2006-2018
- Premium Statistic Credit to private sector as a share of GDP in Ghana 2011-2022
- Basic Statistic Credit provided by banks to private sector as a share of GDP in Ghana 2011-2022
- Premium Statistic Value of domestic debt in Ghana 2022, by holder
- Premium Statistic Monthly value of domestic debt held by the banking sector in Ghana 2019-2022
Credit allocation and debt
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Basic Statistic
Number of borrowers from commercial banks in Ghana 2006-2018
Number of borrowers from commercial banks in Ghana 2006-2018
Number of borrowers from commercial banks in Ghana from 2006 to 2018 (per 1,000 adults)
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Premium Statistic
Credit to private sector as a share of GDP in Ghana 2011-2022
Credit to private sector as a share of GDP in Ghana 2011-2022
Domestic credit to private sector as a share of the Gross Domestic Product (GDP) in Ghana from 2011 to 2022
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Basic Statistic
Credit provided by banks to private sector as a share of GDP in Ghana 2011-2022
Credit provided by banks to private sector as a share of GDP in Ghana 2011-2022
Domestic credit provided by banks to the private sector as a share of the Gross Domestic Product (GDP) in Ghana from 2011 to 2022
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Premium Statistic
Value of domestic debt in Ghana 2022, by holder
Value of domestic debt in Ghana 2022, by holder
Domestic debt in Ghana as of June 2022, by source (in million Ghanaian cedis)
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Premium Statistic
Monthly value of domestic debt held by the banking sector in Ghana 2019-2022
Monthly value of domestic debt held by the banking sector in Ghana 2019-2022
Value of domestic debt held by the banking sector in Ghana from September 2019 to June 2022 (in million Ghanaian cedis)
Assets
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- Premium Statistic Leading banks in Ghana 2023, by total assets
- Basic Statistic Leading banks in Ghana 2023, by tier 1 capital
- Premium Statistic Total monthly assets of Bank of Ghana June 2021-August 2023
- Premium Statistic Total Ghana Commercial Bank assets 2018-2023
- Premium Statistic Total Standard Chartered Ghana assets 2019-2022
Assets
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Premium Statistic
Leading banks in Ghana 2023, by total assets
Leading banks in Ghana 2023, by total assets
Leading banks in Ghana as of 2023, by total assets (in million U.S. dollars)
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Basic Statistic
Leading banks in Ghana 2023, by tier 1 capital
Leading banks in Ghana 2023, by tier 1 capital
Leading banks in Ghana as of 2023, by tier 1 capital (in million U.S. dollars)
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Premium Statistic
Total monthly assets of Bank of Ghana June 2021-August 2023
Total monthly assets of Bank of Ghana June 2021-August 2023
Total monthly assets of Bank of Ghana (BoG) from June 2021 to August 2023 (in million Ghanaian cedis)
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Premium Statistic
Total Ghana Commercial Bank assets 2018-2023
Total Ghana Commercial Bank assets 2018-2023
Total assets of Ghana Commercial Bank (GCB) from 2018 to 2023 (in million Ghanaian cedis)
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Premium Statistic
Total Standard Chartered Ghana assets 2019-2022
Total Standard Chartered Ghana assets 2019-2022
Total assets of Standard Chartered Ghana from 2019 to 2022 (in million Ghanaian cedis)
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