Digital payments refer to any form of cashless payment or payments conducted without banknotes or coins in either an online or offline environment. This can include mobile payments (digital payments performed with a mobile device), fintech (such companies tend to be at the forefront of payment digitalization), or relatively young trends like buy now, pay later (BNPL) or cryptocurrency. Out of all these cashless options, which developments are noteworthy to know about for Spain?
Digital payments landscape in Spain - statistics & facts
Digital payments refer to any form of cashless payment or payments conducted without banknotes or coins in either an online or offline environment. This can include mobile payments (digital payments performed with a mobile device), fintech (such companies tend to be at the forefront of payment digitalization), or relatively young trends like buy now, pay later (BNPL) or cryptocurrency. Out of all these cashless options, which developments are noteworthy to know about for Spain?
Key insights
- Forecast number of digital payment transactions in Europe
- 482bn
Detailed statistics
Number of digital payments worldwide 2013-2021 with forecasts to 2027, by region
- Credit card penetration in Spain
- 56.6%
Detailed statistics
Credit card penetration in 161 countries worldwide 2011, 2014, 2017, 2021
- Buy now, pay later market share in domestic e-commerce in Spain
- 2%
Detailed statistics
Buy now, pay later (BNPL) share in e-commerce in 41 countries worldwide 2016-2023
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Market share
7
- Premium Statistic Annual level of cash payments in Spain 2004-2021
- Premium Statistic Annual currency in circulation (CIC) to GDP ratio of Spain 2001-2022
- Premium Statistic Most used in-store (POS) payment methods in Spain 2017-2023, with 2027 forecast
- Premium Statistic Payments at points of sale by type in Spain 2023
- Premium Statistic Most used e-commerce payment methods in Spain 2016-2023, with 2027 forecast
- Premium Statistic Most common online payments by type in Spain 2023
- Premium Statistic Penetration of crypto as a means of payment in selected countries worldwide in 2023
Market share
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Annual level of cash payments in Spain 2004-2021
Annual level of cash payments in Spain 2004-2021
Share of cash estimate at point of sale (POS) in Spain from 2004 to 2021
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Premium Statistic
Annual currency in circulation (CIC) to GDP ratio of Spain 2001-2022
Annual currency in circulation (CIC) to GDP ratio of Spain 2001-2022
Share of currency in circulation (CIC) to the nominal GDP of Spain from 2001 to 2022
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Premium Statistic
Most used in-store (POS) payment methods in Spain 2017-2023, with 2027 forecast
Most used in-store (POS) payment methods in Spain 2017-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Spain from 2017 to 2023, with a forecast for 2027
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Premium Statistic
Payments at points of sale by type in Spain 2023
Payments at points of sale by type in Spain 2023
Payments at points of sale by type in Spain as of December 2023
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Premium Statistic
Most used e-commerce payment methods in Spain 2016-2023, with 2027 forecast
Most used e-commerce payment methods in Spain 2016-2023, with 2027 forecast
Market share of cash, credit cards, and other payment methods during online shopping in Spain from 2016 to 2023, with a forecast for 2027
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Premium Statistic
Most common online payments by type in Spain 2023
Most common online payments by type in Spain 2023
Most common online payments by type in Spain as of December 2023
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Premium Statistic
Penetration of crypto as a means of payment in selected countries worldwide in 2023
Penetration of crypto as a means of payment in selected countries worldwide in 2023
Market share of cryptocurrency compared to other payment methods in selected countries across the world as of 2023
Penetration
8
- Premium Statistic Penetration rate of credit cards in Spain 2014-2029
- Premium Statistic Penetration rate of debit cards in Spain 2014-2029
- Premium Statistic Quarterly adoption of mobile payments at POS in Spain 2018-2023
- Premium Statistic Mobile payments by situation in Spain 2022
- Premium Statistic Payment types accepted by all e-commerce vendors in Spain in 2022 and 2024
- Premium Statistic Annual crypto adoption development in Spain 2020-2023, by metric
- Premium Statistic Domestic and cross-border e-commerce revenue share 2023, by country
- Premium Statistic Quarterly market share of outgoing digital remittances in Spain 2016-2023
Penetration
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Premium Statistic
Penetration rate of credit cards in Spain 2014-2029
Penetration rate of credit cards in Spain 2014-2029
Penetration rate of credit cards in Spain from 2014 to 2029
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Penetration rate of debit cards in Spain 2014-2029
Penetration rate of debit cards in Spain 2014-2029
Penetration rate of debit cards in Spain from 2014 to 2029
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Quarterly adoption of mobile payments at POS in Spain 2018-2023
Quarterly adoption of mobile payments at POS in Spain 2018-2023
Mobile payments usage performed with any mobile device at POS in Spain from 2018 to 4th quarter of 2023
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Mobile payments by situation in Spain 2022
Mobile payments by situation in Spain 2022
Mobile payments by situation in Spain in 2022
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Payment types accepted by all e-commerce vendors in Spain in 2022 and 2024
Payment types accepted by all e-commerce vendors in Spain in 2022 and 2024
Share of companies that accept selected digital payments for all types of e-commerce in Spain as of February 2024
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Annual crypto adoption development in Spain 2020-2023, by metric
Annual crypto adoption development in Spain 2020-2023, by metric
Crypto Adoption Index ranking of Spain from 2020 to 2023, by metric
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Domestic and cross-border e-commerce revenue share 2023, by country
Domestic and cross-border e-commerce revenue share 2023, by country
Distribution of domestic and cross-border e-commerce revenues in 2023, by country
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Quarterly market share of outgoing digital remittances in Spain 2016-2023
Quarterly market share of outgoing digital remittances in Spain 2016-2023
Share of digitally initiated remittances in Spain from 2nd quarter 2016 to 3rd quarter 2023, based on remittance outflow towards any other country
Biggest brands
8
- Premium Statistic Biggest international and domestic payment card schemes in Spain 2016-2021
- Premium Statistic Most used mobile payments by brand in Spain 2023
- Premium Statistic Most used online payments by brand in Spain 2023
- Premium Statistic Biggest cryptocurrency wallets in Spain 2015-2023, based on downloads
- Premium Statistic Biggest buy now, pay later (BNPL) apps in Spain 2015-2023, based on downloads
- Premium Statistic Biggest A2A payment brands in Europe in 2023, based on monthly transaction count
- Premium Statistic Biggest real-time payments brands worldwide in 2022, based on number of transactions
- Premium Statistic Quarterly market share of outgoing remittance brands in Spain 2011-2023
Biggest brands
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Biggest international and domestic payment card schemes in Spain 2016-2021
Biggest international and domestic payment card schemes in Spain 2016-2021
Market share of payment card brands - Visa, Mastercard, American Express, or in-market local card schemes - in Spain from 2016 to 2021
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Premium Statistic
Most used mobile payments by brand in Spain 2023
Most used mobile payments by brand in Spain 2023
Most used mobile payments by brand in Spain as of December 2023
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Premium Statistic
Most used online payments by brand in Spain 2023
Most used online payments by brand in Spain 2023
Most used online payments by brand in Spain as of December 2023
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Biggest cryptocurrency wallets in Spain 2015-2023, based on downloads
Biggest cryptocurrency wallets in Spain 2015-2023, based on downloads
Biggest wallets for cryptocurrency storage in Spain from 1st quarter of 2015 to 4th quarter of 2023, by number of downloads
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Premium Statistic
Biggest buy now, pay later (BNPL) apps in Spain 2015-2023, based on downloads
Biggest buy now, pay later (BNPL) apps in Spain 2015-2023, based on downloads
Biggest buy now, pay later (BNPL) apps in Spain from 1st quarter of 2015 to 4th quarter of 2023, by number of downloads
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Premium Statistic
Biggest A2A payment brands in Europe in 2023, based on monthly transaction count
Biggest A2A payment brands in Europe in 2023, based on monthly transaction count
Brands with the highest number of A2A payments transactions per month in Europe in 2023 (in millions)
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Premium Statistic
Biggest real-time payments brands worldwide in 2022, based on number of transactions
Biggest real-time payments brands worldwide in 2022, based on number of transactions
Brands with the highest number of real-time (instant) payment transactions worldwide in 2022 (in billions)
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Premium Statistic
Quarterly market share of outgoing remittance brands in Spain 2011-2023
Quarterly market share of outgoing remittance brands in Spain 2011-2023
Biggest brands for remittances in Spain from 1st quarter 2011 to 3rd quarter 2023, based on remittance outflow towards any other country
Users
5
- Basic Statistic Annual credit card and debit cards issued in Spain 2000-2022
- Premium Statistic Triennial credit card penetration in Spain 2011-2024, by demographic
- Premium Statistic Triennial debit card penetration in Spain 2011-2024, by demographic
- Premium Statistic Quarterly number of crypto users in Spain 2021-2022
- Premium Statistic Monthly number of users of real-time payment scheme Bizum in Spain 2016-2023
Users
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Basic Statistic
Annual credit card and debit cards issued in Spain 2000-2022
Annual credit card and debit cards issued in Spain 2000-2022
Total number of credit cards and debit cards in circulation in Spain from 2000 to 2022
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Premium Statistic
Triennial credit card penetration in Spain 2011-2024, by demographic
Triennial credit card penetration in Spain 2011-2024, by demographic
Share of individuals who own a credit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
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Premium Statistic
Triennial debit card penetration in Spain 2011-2024, by demographic
Triennial debit card penetration in Spain 2011-2024, by demographic
Share of individuals who own a debit card in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
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Premium Statistic
Quarterly number of crypto users in Spain 2021-2022
Quarterly number of crypto users in Spain 2021-2022
Estimated number of people who hold or trade cryptocurrency in Spain from 4th quarter of 2021 to 4th quarter of 2022
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Premium Statistic
Monthly number of users of real-time payment scheme Bizum in Spain 2016-2023
Monthly number of users of real-time payment scheme Bizum in Spain 2016-2023
Number of registered users of real-time (instant) and A2A payment scheme Bizum in Spain from 2016 to 2023
Transaction value
6
- Premium Statistic Annual credit card spending in Spain 2014-2022, in local currency and USD
- Basic Statistic Annual debit card spending in Spain 2012-2022, in local currency and USD
- Premium Statistic Mobile payment market size in 10 countries in Europe in 2020, with a 2025 forecast
- Premium Statistic Annual buy now, pay later (BNPL) spending in Spain in 2023, with a 2029 forecast
- Premium Statistic Annual instant payment spending with Bizum in Spain 2020-2022, in euros and USD
- Premium Statistic Annual value of outgoing and incoming remittance flow in Spain 2021, by country
Transaction value
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Premium Statistic
Annual credit card spending in Spain 2014-2022, in local currency and USD
Annual credit card spending in Spain 2014-2022, in local currency and USD
Value of credit card and delayed debit card transactions for payments in Spain from 2014 to 2022 (in million euros, and estimates in U.S. dollars)
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Basic Statistic
Annual debit card spending in Spain 2012-2022, in local currency and USD
Annual debit card spending in Spain 2012-2022, in local currency and USD
Value of debit card transactions for payments in Spain from 2012 to 2022 (in million euros, and estimates in U.S. dollars)
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Premium Statistic
Mobile payment market size in 10 countries in Europe in 2020, with a 2025 forecast
Mobile payment market size in 10 countries in Europe in 2020, with a 2025 forecast
Transaction volume of mobile payments in selected countries in Europe in 2020 with a forecast for 2025 (in million U.S. dollars)
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Premium Statistic
Annual buy now, pay later (BNPL) spending in Spain in 2023, with a 2029 forecast
Annual buy now, pay later (BNPL) spending in Spain in 2023, with a 2029 forecast
Estimated transaction value of buy now, pay later (BNPL) in Spain in 2023, with forecasts for 2024 and 2029 (in million U.S. dollars)
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Premium Statistic
Annual instant payment spending with Bizum in Spain 2020-2022, in euros and USD
Annual instant payment spending with Bizum in Spain 2020-2022, in euros and USD
Value of A2A payments in Spain with local scheme Bizum from 2020 to 2022 (in million euros, and estimates in U.S. dollars)
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Premium Statistic
Annual value of outgoing and incoming remittance flow in Spain 2021, by country
Annual value of outgoing and incoming remittance flow in Spain 2021, by country
Value of remittances sent from/to Spain to/from other countries or territories worldwide in 2021 (in million U.S. dollars)
Number of transactions
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- Basic Statistic Annual number of credit card transactions in Spain 2014-2022, per capita
- Basic Statistic Size of a credit card transaction in Spain 2014-2022, in local currency and USD
- Premium Statistic Annual number of debit card transactions in Spain 2000-2022, per capita
- Premium Statistic Size of a debit card transaction in Spain 2012-2022, in local currency and USD
- Premium Statistic Annual number of real-time payments in Spain in 2022, with a 2027 forecast
- Premium Statistic Annual number of real-time payments with Bizum in Spain 2020-2022
- Premium Statistic Top 10 countries worldwide with highest number of contactless card transactions 2022
Number of transactions
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Basic Statistic
Annual number of credit card transactions in Spain 2014-2022, per capita
Annual number of credit card transactions in Spain 2014-2022, per capita
Total number of credit card transactions processed for payments in Spain from 2014 to 2022
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Basic Statistic
Size of a credit card transaction in Spain 2014-2022, in local currency and USD
Size of a credit card transaction in Spain 2014-2022, in local currency and USD
Average value of a credit card transaction in Spain from 2014 to 2022 (in euros, and estimates in U.S. dollars)
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Premium Statistic
Annual number of debit card transactions in Spain 2000-2022, per capita
Annual number of debit card transactions in Spain 2000-2022, per capita
Total number of debit card transactions processed for payments in Spain from 2000 to 2022
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Premium Statistic
Size of a debit card transaction in Spain 2012-2022, in local currency and USD
Size of a debit card transaction in Spain 2012-2022, in local currency and USD
Average value of a debit card transaction in Spain from 2012 to 2022 (in euros, and estimates in U.S. dollars)
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Premium Statistic
Annual number of real-time payments in Spain in 2022, with a 2027 forecast
Annual number of real-time payments in Spain in 2022, with a 2027 forecast
Total number of real-time (instant) payments in Spain in 2022, with a forecast for 2027
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Premium Statistic
Annual number of real-time payments with Bizum in Spain 2020-2022
Annual number of real-time payments with Bizum in Spain 2020-2022
Total number of real-time (instant) A2A payments transactions processed with Bizum in Spain from 2020 to 2022
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Premium Statistic
Top 10 countries worldwide with highest number of contactless card transactions 2022
Top 10 countries worldwide with highest number of contactless card transactions 2022
Leading countries in the world with the highest number of contactless card transactions as of 2022 (in billions)
Miscellaneous
5
- Basic Statistic Annual number of POS terminals in Spain 2000-2022
- Premium Statistic Triennial unbanked population share in Spain 2011-2024, by demographic
- Premium Statistic Internet users in Spain 2014-2029
- Premium Statistic B2C e-commerce market revenue in Spain 2019-2029
- Premium Statistic Main cross-border online shopping origin markets in Spain 2022, by market share
Miscellaneous
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Basic Statistic
Annual number of POS terminals in Spain 2000-2022
Annual number of POS terminals in Spain 2000-2022
Total number of POS terminals reported in Spain from 2000 to 2022
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Premium Statistic
Triennial unbanked population share in Spain 2011-2024, by demographic
Triennial unbanked population share in Spain 2011-2024, by demographic
Share of unbanked individuals in Spain in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
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Premium Statistic
Internet users in Spain 2014-2029
Internet users in Spain 2014-2029
Number of internet users in Spain from 2014 to 2029 (in millions)
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Premium Statistic
B2C e-commerce market revenue in Spain 2019-2029
B2C e-commerce market revenue in Spain 2019-2029
Revenue of B2C e-commerce in Spain from 2019 to 2029 (in billion U.S. dollars)
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Premium Statistic
Main cross-border online shopping origin markets in Spain 2022, by market share
Main cross-border online shopping origin markets in Spain 2022, by market share
Leading markets of origin of cross-border online purchases in Spain in 2022, by market share
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